5 steps to start hunting for a cottage

By Kim PittawayKim Pittaway

Hunting for a cottage

Photo by Ingram Publishing/Thinkstock

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1. Get your financing 
in order well in advance. Then you won’t have 
to take the first lender who comes along, says Invis mortgage agent Bryan Slaney.

2. Nail down your wish list—and know what you’ll compromise on.

3. If renovations are 
in the mix, line up your contractor in advance. A contractor’s opinion on a property will give you a clearer view of whether it’s a bargain or a bust.

4. Work with a real estate agent who knows the area, and get in 
her database so that you get early notice 
of new properties, 
says realtor Chris Winney of Royal LePage 
ProAlliance Realty in Northbrook, Ont.

5. Do your research. Buying a cottage 
is not the same as buy
ing urban property: Amenities, utilities, and access may all differ from city homes, and you may also be dealing with shoreline, water, and wildlife issues.

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