2012 cottage real estate guide

Start your search for the perfect cottage

By Cottage Life

Cottage

Photo by Merilee Chisholm

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Considering a new cottage this year? Don’t enter the real estate market unarmed. Read up on the regions to watch, plus get answers to the cottage-buying questions you may never have thought to ask.


5 cottage regions to watch in 2012

5 cottage regions to watch in 2012

Where to start your search for a cottage

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What surprises should I look for near property?

What surprises should I look for near property?

Surrounding farms can look idyllic on a summer’s day—and smell, well, ripe when the farmer is spreading manure fertilizer. If...

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Is borrowing against your city home the easiest way to finance a cottage purchase?

Is borrowing against your city home the easiest way to finance a cottage purchase?

No—everyone knows that a lottery win is the easiest way to finance a cottage. But if your numbers haven’t come up yet, a home...

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Should you purchase the shoreline road allowance when you buy a waterfront property?

Should you purchase the shoreline road allowance when you buy a waterfront property?

It depends. “In Haliburton County, probably eighty-five per cent of people do not own their shore road allowance,” says...

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Should buyers get a new survey done if an older one exists?

Should buyers get a new survey done if an older one exists?

Not usually. “If there’s an older one on file and there hasn’t been much change to the property, I wouldn’t normally...

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Are cottages a good investment?

Are cottages a good investment?

It depends. “A cottage property is a lifestyle investment,” says Smiths Falls realtor Pauline Aunger, and while many...

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Should you test drinking water before buying a cottage?

Should you test drinking water before buying a cottage?

You should always test the tap water to see if tastes all right. But it’s more important to check to see if it’s safe to drink...

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Is the property what counts, or the cottage?

Is the property what counts, or the cottage?

No. “There used to be townships where you didn’t need a permit to do anything to your property,” says John Sallinen of...

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Is what you see what you’ll get when it comes to the shoreline?

Is what you see what you’ll get when it comes to the shoreline?

No. You may not own to the water’s edge, even if the property includes the shore road allowance. In many areas, you own to the...

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Should I get a septic inspection before buying?

Should I get a septic inspection before buying?

Smart cottage shoppers quickly learn a lot about septic systems. The first lesson? Installing a new one can be a major expense,...

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If the current owners use a road for access, should I assume I can too?

If the current owners use a road for access, should I assume I can too?

No! “You need to be sure that it’s a deeded right of way, not just a verbal agreement,” says Kim McCann or Century 21 in...

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Should you get a cottage-country real estate agent?

Should you get a cottage-country real estate agent?

While it's technically true that any agent can sell cottage-country property, it may be smarter to go with an agent who knows the...

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Should we transfer ownership of our cottage while property values are low?

Best time to sell cottage

Hey, smart thinking! Potentially, yes. If you transfer ownership to the kids now (by selling it to them or giving it as a gift),...

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Are cottage areas in Ontario covered by 911 service?

Are cottage areas in Ontario covered by 911 service?

No, 911 coverage isn’t universal—and in cottage country, first responders like fire, ambulance, and police can take some time...

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Is fall the best time to buy a cottage?

Is fall the best time to buy a cottage?

It can be. “The season’s over and the seller might be more motivated to unload it because they don’t want to carry it...

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If you buy a property, do you automatically get the mineral rights?

If you buy a property, do you automatically get the mineral rights?

No. Property owners in Frontenac County learned this the hard way when uranium prospectors started purchasing and staking mineral...

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Should you get a cottage inspection before buying?

Should you get a cottage inspection before buying?

“I wouldn’t buy any type of real estate without an inspection,” says Christine Martysiewicz of Re/Max Ontario-Atlantic...

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