Guide: Planning a cottage wedding

Tips from cottage-country experts on how to make your special day as smooth as possible

By Steve BreartonSteve Brearton

No comments

Legalities

Finally, let’s get serious. Many of the elements that make cottage weddings fun and different — rustic buildings, docks, boats, and rugged terrain — also create hazards, so hosts should weigh whether their insurance policies provide enough liability coverage should any unfortunate incident occur.

Insurance

Anne Carswell at Darling Insurance Realty in Bobcaygeon, Ont., recommends purchasing special-event liability insurance, and says cottagers need only call their broker with details about the event (such as the number attending and who is responsible for a liquor permit, if required) to find out if extra insurance is needed.

Drinking and driving (or boating) is a particular concern and hosts should consider whether additional transportation is needed for those celebrating into the wee hours.

Calgary-based PAL Insurance Brokers provides specific alcohol-related insurance for events. Party alcohol liability insurance provides $1 million in coverage for injury and property damage related “directly or indirectly [to] the consumption of alcoholic beverages.” Coverage starts an hour before the event and extends up to 24 hours. Each summer, PAL issues hundreds of wedding policies across the country and a typical fee for both additional general coverage and alcohol-related liability insurance is $250.


Jump to a section


No comments

You need to be logged in or a registered user to leave a comment

Log in  |  Register

Tonight on Cottage Life

  • 06:00 pmWEEKEND RENO
  • 06:30 pmWHAT'S FOR SALE
  • 07:00 pmHEAVY METAL MONSTERS
  • 07:30 pmSELLING BIG
  • 08:00 pmGEORGE CLARKE'S AMAZING SPACES
  • 09:00 pmBROJECTS
  • 09:30 pmDECKS, DOCKS, AND GAZEBOS
  • 10:00 pmCOTTAGE CHEESE
  • 10:30 pmWEEKEND RENO
  • 11:00 pmGEORGE CLARKE'S AMAZING SPACES
View Full Schedule

MOST POPULAR


Joel Buxton